Insurance details etc......if anything else click here
www.sportscoverdirect.com/teamguard/info/benefits.html
Benefit Silver Cover
Excess
Personal liability £2,000,000
Personal Accident
Accidental Death £6,000
Permanent Total Disability £20,000
Weekly Benefit/Loss of Earnings per week £100
Legal Expenses & Advice £3,000
Inconvenience Benefit £10/night
Parent / Dependent Child Inconvenience Benefit £10/night
Consultant Fees £150
Physiotherapy Fees £250
Dental Fees £150
Season tickets £150
Rescue/Search Fees £8,000
TeamGuard Benefits
Personal liability
Covering your legal liability resulting from accidents causing death, bodily injury or damage (Limited to £500,000 for physical injuries and £300,000 for property damage per claimant). Excess is £100 for sports equipment of third party.
Personal Accident
Accidental Death
Lump sum payable in the event of an accident causing Death (maximum death benefit for under 16's is £2,500)
Permanent Total Disability
Lump sum payable in the event of an accident causing the Insured never to be able to work again or causing loss of, or loss of use of, one or more eyes or limbs. No payment if age 65 years or over.
Weekly Benefit/Loss of Earnings (Temporary Total Disablement)
Compensation following an Accident during Sport that renders the Insured totally unable to pursue gainful employment. Payable for up to 26 weeks but excluding the first 14 days for Sports Groups 1 and 2, 28 days for Sports Group 3. Payment may never exceed 75% of normal income. Doctors certificate and witness statements may be required.
Legal Expenses & Advice
To pursue a claim for damages, following personal injury due to an accident, against a third party.
Inconvenience Benefit
Amount for each 24 hours whilst in hospital as an inpatient following an accident. Maximum 10 nights
Parent / Dependent Child Inconvenience Benefit
Amount for each 24 hours whilst Insured (who is fully dependent) is in Hospital as an in-patient following an accident. Maximum 20 nights.
Consultant Fees
To permit the Insured to gain a specialist medical opinion quickly with a private consultation following an accident
Physiotherapy Fees
Payment towards the actual costs of a course of physiotherapy following an accident that caused the insured to be hospitalised as an Inpatient and consequently to require physiotherapy treatment on the recommendation of a qualified specialist Doctor or the insureds family G.P.
Dental Fees
Replacement or repair of natural teeth following an accident.
Season tickets
Reimbursement of season tickets, training courses, subscription fees, permits. Subscriptions of not less than five days, payable from the day following the accident.
Rescue/Search Fees
Covers charges for rescue, in mountains and at sea, by Civil and Police rescue squads.
All sums insured shown are the maximum payable per person. This is only a brief summary of the cover provided. The full terms and conditions of this insurance are in the Schedule Details, which are available on request.
